Texting While Driving: How It Impacts Your Car Accident Case
In today’s connected world, most people keep their phones close at all times. Texting, checking notifications, or glancing at navigation apps has become part of everyday life. Unfortunately, these habits have also made distracted driving one of the leading causes of serious car accidents throughout Florida and across the country. Even a few seconds of inattention can have devastating consequences.
If you were injured by a driver who was texting, you may be wondering how this behavior affects fault, liability, and your right to pursue compensation. While every case is unique, understanding the legal implications of texting while driving can help you prepare for what comes next.
Understanding Texting While Driving Under Florida Law
Florida takes distracted driving seriously. The Florida Ban on Texting While Driving Law (Section 316.305, Florida Statutes) makes it a primary offense to text while operating a motor vehicle. This means an officer does not need any other reason to make a traffic stop. Simply observing a driver texting behind the wheel is enough.
Under this law, drivers are prohibited from manually typing, sending, or reading text messages, emails, or instant messages while driving. This includes typing on a phone while stopped at a red light or in slow-moving traffic. The law is designed to reduce preventable crashes caused by drivers who are not paying full attention to the road.
According to the National Highway Traffic Safety Administration (NHTSA), taking your eyes off the road for just five seconds while traveling at 55 miles per hour is like driving the length of a football field without looking. Those few seconds can easily make the difference between avoiding an obstacle and causing a life-altering collision.
How Texting While Driving Affects Negligence and Liability
In any car accident case, determining fault depends on proving negligence. Every driver has a duty to operate their vehicle safely and avoid actions that could harm others. When a driver chooses to text while driving, they violate that duty by taking their attention away from the task of driving.
If there is evidence that a driver was texting before or during an accident, that evidence can serve as a strong indicator of negligence. Attorneys often investigate several types of proof to establish this, including:
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Cell phone records showing recent messages or calls
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Testimony from witnesses who observed the driver using a phone
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Surveillance or traffic camera footage capturing the driver’s actions
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Statements made by the driver to police or others at the scene
When negligence is supported by this type of evidence, the texting driver can be held responsible for the harm caused, including physical injuries, lost income, property damage, and emotional distress.
Comparative Negligence in Florida Car Accident Cases
Florida follows a comparative negligence system, meaning that more than one person can share fault for an accident. If you are partially responsible for the crash, your recovery may be reduced in proportion to your percentage of fault.
For example, if the other driver was texting but you were traveling slightly over the speed limit, both actions could be considered contributing factors. Even so, the distracted driver’s decision to text will typically carry significant weight in determining who caused the accident and to what degree.
An attorney can help gather the necessary documentation, review accident reports, and analyze all the factors that contributed to the crash. This thorough investigation is vital for ensuring that fault is assigned fairly and that your rights are protected.
How Evidence of Texting Strengthens a Personal Injury Claim
Proving that the other driver was texting can make your case significantly stronger. It shows a clear disregard for safety and can demonstrate that the driver’s behavior directly led to your injuries. This kind of evidence may:
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Prove negligence – Demonstrating that texting caused the crash supports your claim for compensation.
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Show recklessness – In some cases, texting while driving can be viewed as reckless conduct, potentially influencing the damages awarded.
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Affect credibility – If a driver denies texting but phone records show otherwise, that inconsistency can undermine their credibility and strengthen your position.
Your attorney can use subpoenas to obtain phone records, consult accident reconstruction experts, and gather testimony to establish how texting contributed to the collision.
Texting While Driving and the Role of Insurance
Florida operates under a no-fault insurance system, meaning your Personal Injury Protection (PIP) coverage initially pays for certain medical bills and lost wages, regardless of who caused the crash. However, when injuries are serious or exceed PIP limits, you may pursue a liability claim against the at-fault driver.
Proving that the driver was texting can help show the insurer that their policyholder was clearly at fault. This can impact how negotiations unfold and may encourage a more favorable settlement. Insurance companies pay close attention to behaviors that indicate negligence, and texting behind the wheel is among the most compelling.
If your case proceeds to court, the same evidence can be presented to a judge or jury to establish responsibility and the extent of your damages.
Common Injuries Caused by Texting-Related Accidents
Because texting drivers often fail to brake or react in time, collisions are frequently severe. Victims can suffer a wide range of injuries that may require long-term care. Common examples include:
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Whiplash and neck strain
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Broken or fractured bones
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Traumatic brain injuries (TBI)
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Spinal cord injuries and paralysis
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Internal bleeding or organ damage
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Severe cuts, bruises, or burns
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Emotional and psychological trauma
These injuries can result in substantial medical costs and prolonged recovery periods. The financial and emotional toll can be significant, especially when the crash could have been prevented if the driver had stayed focused.
What to Do If You Suspect the Other Driver Was Texting
If you believe texting played a role in your accident, there are several important steps you can take right away to protect your rights:
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Call law enforcement immediately so that an official accident report can be filed.
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Document the scene by taking photos of the vehicles, debris, and road conditions.
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Look for witnesses who may have seen the other driver using their phone.
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Seek medical attention even if you do not feel injured, as symptoms can appear later.
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Consult with a personal injury attorney as soon as possible to preserve key evidence and begin building your claim.
Because text messages and data can be deleted, acting quickly can be critical. An attorney can issue preservation requests or subpoenas to ensure that vital phone evidence is not lost.
Why Legal Representation Is Important in Distracted Driving Cases
Texting while driving claims can become complicated when insurance companies question fault or minimize injury severity. Having an experienced attorney ensures that your case is handled correctly from the beginning. Your lawyer can evaluate the details, gather the necessary records, and negotiate directly with the insurance company on your behalf.
Legal representation also helps protect you from making statements or signing documents that could limit your ability to recover damages. Every accident case has unique facts, and having someone familiar with Florida’s personal injury laws ensures that no important step is overlooked.
Contact Sholtes Law, PLLC
If you or someone you love has been injured in a car accident involving a distracted or texting driver, the legal team at Sholtes Law, PLLC is here to help. Our firm serves residents of St. Lucie, Martin, Indian River, and Okeechobee Counties, with offices conveniently located in Fort Pierce, Stuart, and Okeechobee to better serve our clients throughout the region.
If you have been hurt in this type of accident and would like to speak with a personal injury attorney, call 855-534-2509 for a complimentary case analysis. Our firm is committed to helping injured victims understand their rights and pursue the justice and compensation they deserve.

